Your Affordable Health Insurance
Comprehensive health coverage designed to protect you and your family.
Enjoy excellent benefits with premiums up to 48% lower than traditional plans.
$0 Copays
PPO Network Access
$0 Copays
Visit doctors, specialists, urgent care centers, and more without paying copays.
$0 Out-Patient Deductible
On the other hand we den noun with righteous
24/7 Telehealth
Speak with licensed doctors anytime for prescriptions, medical advice, and urgent care needs.
Affordable Healthcare That Works for You
Our health insurance plans provide reliable protection and simple access to care. With one of the largest PPO networks in the United States, you can continue visiting your preferred doctors while enjoying lower monthly premiums and convenient telehealth support.
Get Your Health Insurance Quote in Seconds
Using Your Health Plan Is Simple
Our plans are designed to make healthcare easy and stress-free. Whether you visit an in-network or out-of-network provider, your insurance works seamlessly so you can focus on your health.
Book Appointment
Visit your doctor or healthcare provider using your insurance card.
Show Your Card
Simply present your insurance card during your visit.
Provider Billing
Your provider sends the bill directly to your insurance company.
Enjoy Coverage
Receive quality healthcare without complicated processes.
Affordable Protection You Can Trust
Lower Premiums
Save up to 48% compared to many traditional health plans.
Large PPO Network
Access one of the largest healthcare networks in the United States.
No Copay Visits
Doctor visits and urgent care services without copay expenses.
Telehealth Access
24/7 online medical consultations from licensed doctors.
Fast Approvals
Many benefits become available starting from Day 1 after approval.
Why Choose Health Life INS.
Are You Paying Too Much For
Health Insurance?
Monthly Plan
$0 Out-Patient Deductible
$0 Doctor Copay
$0 Specialist Copay
$0 Urgent Care Copay
Nationwide PPO
VS
Monthly Plan
$9200 Deductible
$75 Doctor Copay
$90 Specialist Copay
$80 Urgent Care Copay
Limited HMO
TOP QUESTIONS ABOUT THIS PLAN
Your premium is based on factors like age, smoking status, location, and overall health—the healthier you are, the lower your cost.
Because our enrollees are generally healthier, fewer claims are filed, allowing us to keep premiums low while still offering excellent benefits.
Yes! This is a health indemnity plan that is approved and regulated by each state’s Department of Insurance.
Most healthy Americans do qualify, however this plan may not be the right fit if you have any of the following:
• Recent heart attack or stroke
• Current cancer or a history of cancer within the last five years
• Insulin-dependent diabetes
• Pregnant
• COPD
• Need for immediate surgery
• Age 65 or older
If none of these apply to you, then you'll probably qualify, and don't worry, conditions like high blood pressure, high cholesterol, or other minor health issues won’t prevent you from qualifying either.
This is a PPO plan, giving you access to one of the largest provider networks in the country - nearly 96% of the U.S. population has a provider within 20 miles.
Because this plan gives you access to one of the largest nationwide PPO networks, it is very likely that your doctor is in-network. Your agent can verify that your doctor is in-network before you apply!
Our plans don’t have a traditional out-of-pocket maximum. Instead, you select your annual benefit limit, choosing from $250,000, $500,000, or $1,000,000 in coverage for the year. This allows you to customize your plan to match your healthcare needs and budget.
Get an Insurance Quote to Get Started!
Have questions about your coverage options? Our licensed agents are here to help you find an affordable health plan that fits your needs and budget.
